South African double-entry accounting

Accounting that proves its own numbers before you file.

FlowIQ Ledger runs your quotes, invoices and VAT on a real double-entry ledger — discounts come off before VAT, every VAT201 reconciles against your books to the cent, and it's SARS-ready before you ever file.

15%
VAT, computed correctly
Every
return reconciled to the cent
1-click
invoice → ledger
Multi
currency supported

One ledger. Every moving part.

Quotes to VAT returns, stock to supplier invoices — on a single double-entry spine that always balances.

Real double-entry

Every invoice, bill and payment posts a balanced journal you can trace end to end.

All plans

VAT done right

Discounts before VAT, VAT201 and reconciliation built in — SARS-ready, proven to the cent.

All plans

Inventory & stock

Multiple warehouses, transfers, stock takes with approval, and recipe/BOM costing.

Growth & up

AI supplier invoices

Photograph a bill; FlowIQ reads the figures in, checks the totals, matches each line to your products.

Growth & up

Bank reconciliation

Import a statement; it ticks off what's recorded and learns a rule from every correction.

Growth & up

Reports & multi-currency

P&L, balance sheet, VAT schedules — to PDF and Excel. Invoice in other currencies when you need to.

All plans
Payroll · included in Premium

Pay your people, in the same place as your books.

Full South African payroll — not a bolt-on. It posts straight into the same ledger, so your salaries, PAYE and the P&L never drift apart.

PAYE, UIF and SDL — cumulative, to the cent
Payslips, leave, loans and an employee self-service portal
EMP201 and VAT201 deadlines on your own filing cycle
Comes with Premium · verified for South Africa
Need payroll only? R199/mo standalone.Sign up for Payroll →See payroll in full →

One price a month. No per-invoice fees.

Every plan is the full double-entry ledger. You grow into inventory, then payroll.

Starter
R70/mo
The core books, done right.
  • Quotes, invoices, credit notes & bills
  • VAT201 & reconciliation, SARS-ready
  • Full reports — P&L, balance sheet, ageing
  • Multi-currency & core invoice designs
Choose Starter
MOST POPULAR
Growth
R150/mo
When stock and suppliers get real.
  • Everything in Starter, plus:
  • Inventory & stock — multi-warehouse, BOM
  • AI supplier-invoice capture
  • Bank statement import & reconciliation
Choose Growth
Premium
R450/mo
The whole business, including payroll.
  • Everything in Growth, plus:
  • Full payroll — PAYE, UIF & SDL, payslips & employee portal
  • All premium invoice designs
  • Priority support
Choose Premium

See FlowIQ in action.

Short walk-throughs. Each player has play/pause, sound and fullscreen — sound is off until you turn it on.

VAT — from invoice to return
Payroll — a full pay run coming soon
Payroll walk-through

Books you can stand behind.

Start free, bring in your first invoice, and watch the VAT return reconcile itself.

What makes FlowIQ different.

Built in South Africa to take the manual work out of your books — and to get the VAT right before you file, imports and all.

Import & customs VAT, handled natively

South African import VAT is charged on the customs value, not 15/115 of the supplier invoice. FlowIQ reads the clearing documents and posts it correctly — no manual journal.

Discounts per line, before VAT

Every line discounts on its own, so the VAT comes out right to the cent — not a single discount slapped on the total.

VAT201 with its schedule and reconciliation

The return, the schedule behind it, and the proof that it ties to your ledger — built in, not a report you reconcile by hand.

AI bill capture that knows SA treatment

Photograph a supplier bill; it reads the figures, categorises the expense, and treats customs VAT correctly.

Every rand accounted for

Invoicing, stock, bills, bank and payroll all post to the same ledger — nothing lives in a spreadsheet on the side, so there's far less to capture and far less to miss.

Designed to minimise manual work

If the system can derive it, post it or match it for you, it does — so you spend your time checking the numbers, not keying them in.

Frequently asked questions.

How does FlowIQ handle import & customs VAT?

Natively. South African import VAT is charged on the customs value, not 15/115 of the supplier invoice. FlowIQ reads the clearing documents and posts it correctly, so you don't journal it by hand.

How does it handle VAT on discounts?

Discounts come off per line, before VAT, exactly as SARS requires — so the VAT is right to the cent. VAT201 and reconciliation are built in, so what you file always matches your books.

Can I move my books across from another system?

Yes — you bring in your customers, suppliers and opening balances, and carry on from there. You don't lose your history.

Do I still need my accountant?

Keep them — they'll thank you. FlowIQ gives them clean, reconciled books and the exact reports they ask for, so they spend less time fixing and more time advising.

Is my data safe?

Every business gets its own private database — your books are never mixed with anyone else's. Logins use two-factor, and backups run automatically.

Which plan should I start on?

Start on Starter if you just need clean books and VAT. Move to Growth when stock and suppliers matter, and Premium when you're ready to run payroll in the same place.